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6 Financial Mistakes To Avoid When Planning For Retirement
Most people hope and plan for a happy, exciting, and financially stable retirement. You want to retire with enough money and other assets to cater to your needs and pay any debts. However, planning for your retirement is an easy time...
Read MoreBuy and Hold — Should You Adopt This Investment Strategy?
When you invest in the stock market — whether with retirement funds or taxable investment accounts — you will hear many new terms. One of the most important is the buy and hold strategy. What does buy and hold mean? Should...
Read MoreHow Much Cash Should You Keep? How To Decide
Your portfolio should include a mix of investments, assets, savings, accounts, and funds. Liquid cash is one of these important components, but it can easily be overlooked and become unbalanced.
Read MoreActive Versus Passive Investing
Investing is an important part of building and protecting your wealth. But when many people think about investing, they picture a trader poring over stock market information and living or dying by the market's fluctuations. However,...
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Figuring Retirement Expenses — The Challenges and How to Do It
Do you want to start or improve your retirement planning? One of the most challenging elements of retirement planning for most Americans is estimating how much money they will need during retirement. Why is this so difficult? And how...
Read MoreTips for Early Retirement
Typically, most people retire in their early 60s. What if you want to retire a decade or two before the average worker? While retiring earlier is lucrative, many people shy from it because they might fear lower Social Security and...
Read More5 Types of Charitable Contributions That Also Help Your Finances
Most Americans want to increase their charitable contributions as their own financial stability grows. But they usually think about donations in terms of cash and checks. Could there be better ways to donate to your favorite charities?...
Read More3 Scenarios to Use Bonds for Various Investment Goals
Bonds are an important part of many investing strategies. But they can be more complicated than buying a stock, receiving its dividends, and selling when you choose. Bonds have fixed maturity dates but they also offer various returns...
Read More5 Signs You Should Reassess Your Company Retirement Plan
As an employer, your company retirement plan is important both for employees and for the employer. While the financial benefits of company plans go directly to the employees, their employer will also benefit in less tangible —...
Read More5 Ways to Structure Income for Your Heirs
For most investors, managing their money extends well beyond just having enough to enjoy their own life and retirement. It also includes caring for their loved ones. But what if you are concerned about any (or all) of your heirs...
Read More5 Ways to Increase Employee Participation in Your Retirement Plan
Crafting a retirement savings plan for your employees is a big step that helps both the employer and employees. Employees benefit because this makes them better prepared financially for the challenges of retiring. But it also benefits...
Read More5 Factors to Weigh When Donating to Charities and Organizations
How much should you donate to charities and other worthy causes? There is no one single right answer to this question, of course. But finding the right number for your particular situation may feel harder than it should be. You don't...
Read More4 Ways Investing Changes After Retirement
Once you reach retirement, your responsibility as an investor changes. Understanding the way it changes and how to adapt your point of view is vital for the success of your retirement finances. What changes should you make after...
Read MoreWhat to Know About Investment Risk Tolerance
For an investor, the idea of risk is an essential part of building the right portfolio. But what is risk in investment terms? And how can you figure your own risk tolerance? Here's a short guide to this important, but often...
Read MorePresidio Wealth Management Market Commentary 09/29/2020
We are in the final days of the third quarter and I am pleased to report that Wall Street is in a more positive mood. September certainly lived up to its reputation as being one of the weakest months of the year. Last Friday, the...
Read MoreFaqs About Your 401(K)
401(k) is a common term used throughout the business world. However, if you are just entering the workforce, or looking into retirement opportunities for the first time, you may not know how a 401(k) works. The guide below will answer...
Read MorePresidio Wealth Management Market Commentary 08/25/2020
Happy Tuesday everyone! To say that the market comeback has been spectacular would be understated. Nearly five months after the stock market low on March 23rd, investors have shrugged off concerns about the sharpest economic...
Read MoreLong-Term Care Insurance: A Guide
Long-term health care costs can quickly wipe out your retirement plans. Long-term care insurance helps cover those unexpected extra costs. However, consider this type of insurance carefully because how much and when you buy are both...
Read MorePresidio Wealth Management Quarterly Market Review: Summer 2020
We are happy to provide the Quarterly Market Review newsletter from our firm, below is a copy of the first page. Please click the hyperlink to view the full document. Link: Quarterly Market Review Summer 2020 It is normal to feel...
Read MorePresidio Wealth Management Market Update 06/16/2020
The S&P 500 is set for another volatile week as the Dow traded down more than 760 points yesterday before rebounding to close up 157. The Federal Reserve announced further measures to support the market amid the corona virus pandemic....
Read MorePresidio Wealth Management Market Commentary 05/11/2020
We've just seen what is probably the worst jobs report in the life of anyone reading this. That's the bad news. The good news? Hopefully, we'll never see a report like this again! Everyone was expecting it due to a planned government...
Read MoreTips When Deciding Between Credit Card Offers
Different credit cards can offer different services and interest rates, and many include special offers to tempt you into applying. But if you want to keep your credit score healthy, you can't simply apply to every credit card offer...
Read MoreYour Guide to Income Planning in Your Retirement
After saving for years, it's time to start using your retirement savings. Income planning is one strategy to ensure your hard-earned savings last through your entire retirement. To create a retirement income plan, you start with an...
Read MoreHow Might the Coronavirus Pandemic Affect Your Investments?
Fears over the new coronavirus (Covid-19) outbreak dominate the early 2020 news cycles. And while the primary cause for concern is the impact on human health and life, many investors are also anxious about how this will impact their...
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